2024FRM真題分享！為什么備考FRM要刷題？

2024FRM真題分享！為什么備考FRM要刷題？FRM考試是金融風(fēng)險(xiǎn)管理師考試，設(shè)計(jì)了大量的金融計(jì)算，因此需要在備考過(guò)程中刷題，其中考試真題自然是很有含金量的一類題，看到有同學(xué)在問(wèn)FRM真題有哪些？FRM學(xué)姐整理了FRM真題例題解析，下面一起來(lái)看看。

一、FRM真題示例
Pillar 1 of the Basel II framework allows banks to use various approaches to calculate the capital requirements for credit risk,operational risk,and market risk.
Which of the following Basel II approaches allows a bank to explicitly recognize diversification benefits?
A)The basic indicator approach for operational risk
B)The standardized approach for market risk
C)The internal models approach for market risk
D)The standardized approach for operational risk
答案：C
解析：The internal models approach allows banks to use risk measures derived from their own internal risk management models,subject to a set of qualitative conditions and quantitative standards.In terms of risk aggregation within market risk using the internal models approach,banks are explicitly allowed to recognize empirical correlations across broad market risk categories,and,thus,diversification benefits.
The standardized approach for market risk,on the other hand,assigns capital separately to each of debt securities,equity securities,foreign exchange risk,commodity risk,and options without consideration for correlations between different types of instruments.Thus,C is correct and B is incorrect.Also,Aand D are incorrect because operational risk cannot be diversified.

二、FRM習(xí)題值得做嗎？
1、習(xí)題價(jià)值
對(duì)于FRM練習(xí)題，GARP官網(wǎng)上有這樣的描述：FRM習(xí)題是基于FRM一級(jí)、二級(jí)考試部分試題的樣本，這個(gè)完整的練習(xí)考試是考生在FRM考試中會(huì)看到的問(wèn)題的代表。通過(guò)FRM習(xí)題我們可以對(duì)FRM考試題有進(jìn)一步的了解。畢竟協(xié)會(huì)目前是不提供FRM考題的，因此這個(gè)題的價(jià)值就十分大了。
2、習(xí)題難度
關(guān)于FRM習(xí)題的難度很多人說(shuō)無(wú)論是FRM一級(jí)還是二級(jí)習(xí)題都要比真實(shí)的FRM考試題要簡(jiǎn)單一點(diǎn)，但是作為協(xié)會(huì)提供的試題，也是我們考前必須做的。
3、其它習(xí)題
除了FRM習(xí)題，我們還可以做高頓FRM研究院老師為大家總結(jié)的得FRM考前測(cè)評(píng)題，F(xiàn)RM一二級(jí)常見(jiàn)易錯(cuò)題，F(xiàn)RM2024年?？碱}等等，這些都是質(zhì)量比較高的習(xí)題，尤其是?？碱}，在學(xué)員和考生中廣受歡迎。